From judydoc@the-spa.comMon Aug 3 02:10:31 1998 Date: Sun, 02 Aug 1998 14:18:11 -0400 From: judy morris To: judydoc@the-spa.com Subject: Looking for witnesses, please post on Newsgroups - ANY NEWSGROUP Please post this memo on newsgroups, any newsgroups you might be on and ask your friends to spread it to other newsgroups. Let's use the vast resources of the Internet to help us in our fight against unethical, illegal and unconscionable insurance companies. Most abused insurance victims do not have the vast financial resources of a multi-billion dollar insurance company to hire private investigators and do an investigation of this sort. So let's get the word out. Let's use what we have available to us. You need not use your name, or accept any responsibility for this document, but please distribute to at least one newsgroup. I would also be glad to share the "White Paper" I have written on UNUM with anyone who contacts me. I have put myself on the front lines of this battle. Please do a small part to distribute this. Thank you. Judy Morris, MD Judydoc for Justice - Fighting Corporate Crime in Healthcare 261 Bumstead Rd. Monson, MA 01057 (413) 267-3606 E-mail: Attention Fellow Citizens, I am leading the fight against a major insurance company that is engaging in fraud and extortion. Several law firms and media types are interested in hearing from past or present employees of this insurance company. The company is UNUM Insurance Company of Portland, Maine - the leading supplier of group disability insurance in this country. We will be especially interested in people who will be willing to testify that they were asked to engage in fraud or do things they know were unethical, or had knowledge of others doing this, but complied or did not speak out for fear of losing their jobs or worse. If anonymity is necessary this can be arranged. Anyone in possession of incriminating documents who would like to relieve their conscience, please contact me. Unfortunately, there are risks to being a whistleblower, but your actions in exposing the corruption of this company will make you a hero among thousands of their abused claimants, both past, present and future and will benefit our society and ultimately yourself and your family in the long run. I am also looking for any information about any of the following people who were personally involved in the fraudulent handling of my claims with this company. In particular if there is anyone with any knowledge of any of these people having criminal records, having medical licenses revoked or sanctioned in other states, or being named in other lawsuits or engaged in questionable activities. This is a long shot, but if we don't start standing up to unethical insurance companies, there will be virtually no recourse, as increasingly insurance is becoming something of a necessity, as we are forced to pay for it as part of our employment but have no choice in the plans. Trial lawyers are becoming less and less willing to take on cases for wrongly denied insurance claimants (medical and disability in particular), because in many cases tort reform laws and federal legislation have removed the ability to sue for punitive damages and the insurance defense lawyers have in some instances become ruthless, engaging in all manner of manipulation and delay of the legal system to drive up the costs for claimants and their beleagered lawyers. Most lawyers just figure they will skip the insurance cases and look for cases where there IS a possiblity for punitive damages. Regulatory agencies are ineffective at best and some are known to be in outright collusion with the insurance companies in denying your claims. So your insurance premiums may be paying for nothing. And it's nearly impossible to find out the truth until AFTER you file a claim and it is wrongly denied. Most people lack the resources, financial, educational, and emotional to fight against a large insurance company and so these tactics are very successful in avoiding payment of legitimate claims while continuing to collect insurance premiums. That is why some insurance companies are reporting RECORD PROFITS, not from shrewd business tactics, but from selling policies of insurance and then NOT PAYING LEGITIMATE CLAIMS. Here is the list of people personally involved in the conspiracy to sell me insurance and then, when I met the specifications of the contract, engaged in a conspiracy of fraud, delays, stonewalling and worse to deny my claims and force me file a lawsuit against them. It is no secret to UNUM that I have vowed to expose their criminal behavior, unconscionable behavior, and unethical business practices and organization in any way I can. I am not afraid of a countersuit because they know I am right and can prove it. UNUM Corporation, UNUM Company, UNUM Life Insurance Company, UNUM Disability Insurance Company, UNUM Insurance Company, UNUM Life Insurance Company of America, First UNUM or any name they might choose to be under nowadays, here to referred to as "UNUM", a corporation based in Portland, Maine and conducting business in 49 states and Puerto Rico, Japan, Canada, and England. 2211 Congress St., Portland, ME 04333. Robert Orr - CEO, UNUM Corporation Elaine Rosen - President, UNUM Corporation Dr. Jane Pringle, MD - 2 VP, Medical Director, UNUM Corporation Dr. Peter Mirkin MD, MBA - 2VP, Medical Director, UNUM Corporation Kathleen Wheeler - Senior Claims Consultant - Individual Benefits, UNUM Corporation Frankie Puthoff - Senior Risk Special - Group Benefits, UNUM Corporation Kelly Wentworth - Disability Benefit Specialist - Group Benefits, Corporation John Glucksman - Manager, Technical Services, Individual Quality Review, UNUM Corporation Bonnie Gilfillan - Quality Review, UNUM Corporation Beth Scholten, Complaints Specialist, Quality Review, UNUM Corporation Vern Baillargeon, Director, Individual Disability Benefits, UNUM Corporation Steve Harris- UNUM Field Investigator, UNUM Corporation Dominic Lagravinese - Steve Harris's boss, Director of Field Services, UNUM Corporation Dennis McCormick-Special Investigations Unit, UNUM Corporation James Drohan - SIU Investigator - UNUM Corporation Donald F. Jensen, Manager, Long Term Disability, Quality Review, UNUM Corporation Mary Dormer - Claim Assistant - Individual Disability Benefits, UNUM Corporation Margaret Fast - Counsel, UNUM Life Insurance Company, UNUM Corporation Deborah Jewett - Complaint Analyst, UNUM Corporation Carolyn L. Jackson, MD- Author of UNUM's CFS Management Plan, UNUM Corporation Kevin Tierney - general counsel who signed my individual policy in 1990 for totally incompetent handling of my repeated complaints and collusion and lying: Massachusetts Department of Insurance Walter Marcinkus - Massachusetts Department of Insurance, Senior Insurance Examiner Linda Ruthardt - Commissioner of Massachuetts Division of Insurance Mass. Division of Consumer Protection Solmaria Marquez-Director Massachusetts Department of Insurance Michael Goetz-Attorney, Massachusetts Department of Insurance Attorney General Scott Harshbarger's office has been accused of being "soft" on crimes committed BY insurance companies because his department is partly funded BY insurance companies. Any further information about this arrangement would be helpful. Private Investigators RJD Unlimited Investigations, 5951 NW 151 Street, Suite 108, Miami Lakes, Florida 33014 Ronald T. Drury, President of RJD Unlimited Investigations L. Sancho Jesus Juan Reyes - 11301 SW 200 Street, Apt #113A, Miami, FL 33157 Palm Beach Security, Inc. 5380 North Ocean Drive Suite 200B Singer Island, Florida 33404 Rick Marshak Investigators following plaintiff on February 26, 27, 28,1997 All investigators and agencies involved Jane and John Doe one through one thousand Betty Rae Poppo, Springfield, MA-Financial Consultant - sold plaintiff Individual UNUM Policy Jack Taylor, Southbridge, MA- Insurance Agent for Hospital and UNUM Group Policy Richard Mangion-CEO Harrington Memorial Hospital Harrington Memorial Hospital Thank you for your time in reading this. Please pass it on. Wish me luck. Judydoc