ANOTHER injured claimant tells her story
From ConnieSray@aol.com Thu Aug 31 00:30:39 2000
Date: Sat, 11 Dec 1999 16:39:14 EST
From: ConnieSray@aol.com
To: bhammel@graham.main.nc.us
Subject: posting my horror story
Dear Bill,
What a gem and unfortunate necessity your website is. I would like to add
my horror story to your list.
While employed as a public school teacher with the Fillmlore Unified School
District, I was sprayed with pesticide in the doorway of my classroom. My
injury was witnessed by several people including one of the teachers with
whom I shared a classroom, the site principal, the assistant superintendent,
and two other employees (along with the pest control employee who sprayed
me). Although I sought medical care the day of the injury (my own family
physician's staff turned me away from care then gave me two wrong numbers to
poison control), the school district did not send me for medical care that
day or subsequent to my repeated documented verbal and written requests for
medical treatment. The school district was self-insured through Southern
California Risk Management Associates of Oxnard. They alleged they didn't
send me to the employer's designated medical facility based upon their claim
they didn't think I'd like it. They offered no explanation why I wasn't sent
to any of the numerous other medical facilitities for medical care and blood
tests as appropriate.
The school district finally scheduled a "medical evaluation" on their behalf
with a Dr. Timothy Reynolds approximately two months after the toxic chemical
injury. In the days before this appointment, I was contacted both at home
and work on behalf of SCRMA and the school district by a "private
investigator." The man, who identified himself after I insisted he do so as
both Phillip Beselle and Phillip DeSalle, made numerous false and misleading
statements. When he contacted me at work (I was still struggling to continue
working like a stupidly dedicated teacher), he threatened that he knew where
and when I worked then demanded to know if I was going to "cooperate" with
him by dropping the workers' compensation claim filed as a result of the
toxic chemical exposure. When I informed the new assistant superintendent
of the harassment and threats made, she responded by informing me their
office had just reconfirmed the personal and private information (home phone
number, etc.) my site principal had provided to the private investigator.
I did not drop the workers' compensation claim, and was sent to Dr. Timothy
Reynolds of Los Angeles. There, I was first subjected to the verbal abuse of
his assistant. Then the same assistant, who was not permitted to draw my
blood for testing, was permitted to conduct respiratory testing which
included the administration of three times the normal dose of albuterol
within minutes. I experienced a severe respiratory reaction to the overdose;
the doctor, school district, and their insurance carrier again assumed no
responsibility for my injuries. I was later informed by a specialist that
the administration of methacholine was suspected, and I was told by my family
physician that the methacholine could have killed me.
I sold most of my furniture to cover some early expenses, then was forced to
choose between keeping my apartment or eating and attempting to access
medical care through the private medical insurance provided through the
school district. I found private doctors were unwilling to provide treatment
to me because my need for it arose from a work injury, yet no benefits were
being provided through the workers' compensation system. My family doctor, a
caring and dedicated doctor, utilized ingenious methods to permit me to
access some medical care through my private insurance carrier.
In the meantime, I was forced to move in with family out of the area. My
mother attempted to assist me with the move by driving my belongings and
keepsakes to my sister's in an open trailer. She reported that the trailer
began to fishtail and subsequently almost everything was destroyed as it was
strewn across the freeway and into the river below. My mother's car was also
destroyed.
It has been approximately seventeen months since the toxic chemical exposure
at work. I learned after a deposition held on behalf of the school district
that they are falsely alleging I never requested medical care. The school
district has yet to provide any medical care or any other workers'
compensation benefits. They recently terminated my private medical insurance
benefits without notice, and refused to provide continuing medical coverage
through COBRA. According to the school district's limited interpretation of
a COBRA qualifying event, I can only qualify for COBRA benefits if I submit a
forced resignation.
I have been informed there is no agency which regulates school districts,
because they are County employers; the County referred my concerns to the CA
Department of the Insurance Commissioner which referred me to the U.S. Labor
Board, where I was referred to the Pension and Welfare Administration and
subsequently referred back to the County. The CA Department of the
Insurance Commissioner further claimed to have no jurisdiction over a
self-insured employer. In addition to the failings of the workers'
compensation system, an employee of a county and/or self-insured employer has
less of a chance of seeking redress, which is a finding few are aware of but
should be aware of.
I had additionally sustained orthopedic injuries to my left extremity and
tailbone/low back while working a month earlier at my summer job as a
lifeguard and swim instructor for California Lutheran University, where I was
in the process of completing a master's degree in Education. Both
defendants have attempted to portray me as some kind of low life claimant.
However, I was a dedicated teacher who also taught summer school and worked
as a lifeguard/swim instructor during the summer and attended graduate
school. I earned exemplary performance reviews as a teacher and worked hard
to maintain a 4.0 gpa while attending graduate school at night, on weekends,
and during the summer. I was additionally a former Olympic Trials qualifier
and nationally ranked swimmer, a trained ski instructor, an outdoor and
sports enthusiasts, and vocal performer among other talents. I was
struggling to continue working even after the orthopedic injuries followed by
the toxic chemical exposure, the withholding of needed medical care, and the
threats I received at work while teaching. It was after the medical consult
scheduled on behalf of the school district, which included the overdose and
subsequent respiratory distress, that my valiant efforts succombed to three
months of employer, insurance company, and workers' compensation system
abuse.
The Travelers Insurance Company is handling the workers' compensation claim
for my orthopedic injuries and, upon requiring me to select a new treating
physician in my present geographic area after being left homeless,
subsequently and repeatedly denied authorization for me to treat with the new
doctor. They have not reimbursed over 6,000 miles in "medical mileage"
dating back eleven months, nor have they provided any temporary disability
benefits. The Travelers has also repeatedly denied access for appropriate
treatment and medical care including continuing physical therapy and a
discogram to establish the location and extensiveness of disc tears. They
have consistently delayed or denied the provision of medical treatment and
assistive devices for pain management required as a result of these work
injuries.
My life has been completely decimated by the employers I served with
dedication along with their insurance carriers and the workers'
compensation system.
Sincerely:
Connie S. Ray
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Created: August 31, 2000
Last Updated: August 31, 2000