The Progress of this case will be followed from a


in chronological order with links to appropriate documents.


 In the Matter of
             WILLIAM C. HAMMEL,                    |
             ALAN J. BELLAMENTE,                   |
             et al.,                               |      AFFIDAVIT OF
                  Plaintiffs                       |      MARK J. COLBERT
                   vs.                             |
                                                   |      No. 2:99:CV-44-T
             STATE FARM MUTUAL AUTOMOBILE          |
             INSURANCE CO.,                        |
             STATE FARM INDEMNITY COMPANY,         |
             et al.                                |
                  Defendants                       |

 Mark J. Colbert, being duly sworn, says and deposes:

 1.  I am the C.E.O. of Mark J. Colbert Enterprises, specializing
     in Life Insurance Fraud investigations, Consulting and
     Insurance Services.

 2. I have academic credentials in: Business Insurance,
    Disability Income Planning, Estate Planning, Pension and
    Profit Sharing, Consumer Protection, Insurance Regulation
    and Management, Insurance and The Legal Process.

 3. I am a Life Underwriters Training Council graduate (1993),
    with further studies in Advanced Ethics and Life Insurance
    Policy Comparison and Underwriting.

 4.  I became registered with the National Association of
     Securities Dealers (NASD) in 1999.

 5.  I have been a Life Insurance Professional for approximately
     ten (10) years.

 6.  In 1993, I was recognized as an expert in the field of
     Customer Service and Relations by the Metropolitan Life
     Insurance company.

 7.  I have investigated cases involving over a dozen different
     insurance companies including: Metropolitan Life, Prudential,
     New York Life, John Hancock, Allstate, Primerica, State Farm,
     Farmers, Jackson National Life, Old Line Life, The Aid
     Association for Lutherans, Aetna and others.

 8.  I have consulted and/or worked as an expert with over a dozen
     different law firms, and have contributed to the investigations
     of several major insurance companies by various States'
     Departments of Insurance and Attorneys General offices.

 9.  I was named as an Expert Witness by J. Gary Gwilliam, Esq.
     in the case of: Weiss v. Metropolitan Life; the first
     Metropolitan Life "churning" case ever to go to trial.

 10. I was named as an Expert Witness by Steven Green, Deputy
     Attorney General, State of California, in the case of:
     Steele v. Quackenbush.

 11. I assisted Cindy Ossias, Senior Staff Counsel, California State
     Department of Insurance with several cases in 1998 and 1999.

 12. I provided the names of over four hundred (400) potential
     insurance fraud victims to the Investigations Division of
     the California State Department of Insurance in 1995 and 1996.

 13. I found all six representative cases of the class suit:
     Green v. Metropolitan Life, brought by George Donaldson,
     Esq. of San Francisco.

 14. In 1998, I worked with Bruce Robinson, CFE, Financial
     Investigator, Economic Crimes Division, Office of The
     Attorney General, State of Florida, on the identification
     of various types of Insurance Fraud.

 15. In 1998, I worked with Keith P. Vanden Dooren, Assistant
     Attorney General, State of Florida, on the identification of
     various types of Insurance Fraud.

 16. I have worked with over a dozen different law firms and
     investigators, nation wide, on cases involving many different
     insurance companies.

 17. I assisted with the production of 14 different stories
     involving Life Insurance Fraud for CBS News.  The series
     was aired late in 1994.

 18. I was featured in a story written by Jane Bryant Quinn for
     Newsweek magazine in 1995, am known and respected in my

 19. [Reality has been altered]

 20. I was named as an expert witness by: Michael Meadows, Esq.
     of Casper, Meadows & Schwartz of Walnut Creek, CA in the
     Hall v. Allstate and Younce v.  Allstate cases.

 21. [Reality has been altered]

 22. I am currently working on several cases with various law firms
     in which I will be named as an expert within the next year.

 23. I have expert knowledge in the area of insurer's fraud
     both generally and particularly upon which I can

 24. I have specific knowledge concerning this action.

         Mark J. Colbert
                                    Mark J. Colbert Enterprises
                                                1328 Fairway Drive
                                                Atwater, CA 95301
                                                (209) 357-3423    Office
                                                (209) 357-3435    Fax

 MARK J. COLBERT, personally came before me and stated to my
 satisfaction that this person: (a) was the maker of the attached
 instrument; and (b) executed this instrument as his own act.

                                 Notary Public

                                 My Commission Expires:


Top of Page
Home Page
Insurance Page
Uncivilization and its Discontents
Essay Page

Email me, Bill Hammel at
bhammel AT graham DOT main DOT nc DOT us

The URL for this document is:
Created: February 4, 2000
Last Updated: May 28, 2000